One of the biggest decisions of your life is when you decide to buy a house rather than rent one. You may have rented for several years because it just made sense. However, now you may be wondering if it's the right time to buy. The decision to... (Read More)

Ever wonder which things can affect your credit score the most when you're applying for a mortgage loan? Here are some of the top factors that can dramatically lower anyone's score: You're 30 days late (or more) paying a bill. You could see a... (Read More)

Do you know the difference between discount points and origination points? These are two important terms any home buyer should understand. Each type of point is equal to 1 percent of your total loan amount. For example, on a $200,000 loan, one... (Read More)

Whether it's your first, second or third home, you can't always afford all the space you want. Here's how to make any home feel more spacious: Choose colors wisely. Darker paint colors and tones can bring warmth to a room and make it feel cozy... (Read More)

Ready to buy your first home? Your first step is to visit a mortgage lender to see how much house you can afford. But be prepared for the paperwork that comes with it. Here are the documents you'll be asked to provide as part of the loan application... (Read More)

Homeowner and renter insurance plans are designed to protect you in the event of a disaster such as a fire. But with all the items in an average household, it's imperative that you document your belongings so that you can file an accurate and timely... (Read More)

You want to sell your home, but you don't have a lot of money to invest in repairs and upgrades before it hits the market. You're in luck! There's a lot you can do to make your home more inviting to potential buyers that doesn't cost a fortune. Here... (Read More)

Curious about what type of information you'll need to provide about yourself if you're applying for a mortgage? Here's what we'll need from you (and a co-borrower if you have one) to get started on your loan application: —Social Security Number... (Read More)

You're interested in buying a home. Congratulations! This is a big step in life, so it's one that you should research thoroughly. The good news is we have some helpful information as you begin the process of getting and using a mortgage. #1... (Read More)