Your credit score is a very important three-digit number. It has a big impact on whether you qualify for a home loan and your mortgage rate. While a number of different factors can influence your credit score, one of the most important is how well... (Read More)

Your down payment is in the bank and you're pre-approved for a mortgage. You're all ready to start looking at homes. Here are some tips for home buying the smart way: Don't go it alone. Some tech-savvy buyers like to use the Internet and mobile... (Read More)

You found a home that's in the right neighborhood and an easy commute to work. The only problem: It's listed for sale in 'as-is' condition. What does that mean? A home that's being offered for sale in 'as-is' condition means that the owner is... (Read More)

Did you know that numerous studies over many years show a link between owning a home and happiness and overall well-being? For example, a report by the Consumer Financial Protection Bureau shows that homeowners generally have higher financial... (Read More)

If you are buying a home, you are also entering the world of title insurance. That’s because buyers of a home are, in a sense, actually buyers of that home’s title — the paperwork that proves that the existing owners do in fact own the... (Read More)

Looking for a spacious home but have a limited budget? You may feel like you have to downsize your dreams, but don’t limit your options just yet! By making a few tweaks to your home search, you may be able to find a bigger home within your budget... (Read More)

With mortgage rates near historic lows, it's no surprise that most home buyers select fixed-rate home loans. But if you're comparing all of your loan options before you buy, you might want to take a few minutes to learn about ARMs. With an... (Read More)

The VA home loan program has many benefits. One you may not know about: There's no specific waiting period after a short sale to apply for a VA loan. Other home loan programs have waiting periods of three or more years after a short sale to apply... (Read More)

For the fourth consecutive year, Primary Residential Mortgage has been named a Scotsman Guide 2016 Top Mortgage Lender in America. PRMI was selected from hundreds of mortgage companies nationwide for this honor. To be eligible for consideration... (Read More)

A pre-purchase home inspection is a recommended part of the home buying process. An investment of about $300 to $500 can help you avoid an unexpected defect that could cost thousands of dollars, even tens of thousands, after you sign on the dotted... (Read More)