No homeowner wants to think about their home being damaged by a natural disaster, fire, or flood. But these things happen, and homeowners must be prepared with adequate home insurance. According to Quadrant Information Services, in 2024, the average... (Read More)

Buying your first home is an exciting process. It’s fun to view houses, research neighborhoods and dream about how to turn a house into a home that fits your life. But as many new homeowners can tell you, it’s also a challenging process. It’s... (Read More)

Every first-time homebuyer faces this age-old debate: Should you buy a house or build one? According to Realtors.com, the median home price is $425,000. However, the national average cost of building is $329,000 for a 2594-square-foot home, which... (Read More)

Homeowner associations, or HOAs, are becoming more common, especially for newly built homes. According to a 2020 Foundation for Community Association Research report, some 73.9 million Americans live under such an arrangement. More than 75 percent... (Read More)

Preparing to buy your first home is an exciting and expensive process. That's why many first-time homeowners compromise on their first homes. They often don't have the capital, credit history, or equity for their dream homes. So, they buy a smaller... (Read More)

Crypto isn’t just for tech insiders anymore. These days, nearly one in five Americans has used or owns cryptocurrency, according to Pew Research. For many people, especially younger buyers, digital assets like Bitcoin or Ethereum are becoming an... (Read More)

The journey to homeownership is a major milestone, but for many first-time buyers in 2025, finding an affordable starter home is more challenging than ever. With a shortage of smaller, budget-friendly homes, buyers need to explore creative... (Read More)

It can be difficult for homeowners to maintain their homes. Even if they keep up with essential maintenance and repairs, their homes will deteriorate over time, which may necessitate more costly renovations down the line. For example, a typical... (Read More)

At Primary Residential Mortgage, the best part of our job comes when we can say the two most rewarding words we know — Welcome Home. We know there's something incredible about closing day, being handed the keys to your new home and beginning... (Read More)

For years, the conventional wisdom in real estate was to start with an older, more affordable house as your 'starter home.' The idea was to build equity in a less expensive property and then trade up to a more expensive home later. However, with the... (Read More)