Are you getting ready to make an offer on a home? You'll need to decide how much money you're going to offer the seller, of course. And you'll also need to figure out how much to offer in earnest money. The earnest money deposit is an important part... (Read More)

At PRMI, we know that home buyers often have a lot of questions. Well, we have answers! We love educating families about the home financing process and helping them make decisions that are right for them. Here are some of the most common FAQs about... (Read More)

At Primary Residential Mortgage, we know that many home buyers are interested in purchasing homes with water- and energy-saving features. But many times, it's hard to find the right 'green' home. That's why we offer the 203(k) home loan program... (Read More)

The holidays may still be fresh in our minds, but tax season is already here! Here are two great reasons for filing your tax return early this year, especially if you're getting a refund. You'll get your refund faster. According to the IRS, the... (Read More)

You found a home your family absolutely loves. But you're not the only one who feels that way and now you're in a multiple-offer situation, competing against other home buyers for the same property. What's the best way to make an offer on a home... (Read More)

Do you plan to make some New Year's resolutions this year? If you're like most people, you'll pledge to get more exercise, save money, eat healthier or lose weight. (Those are the top four resolutions made nationwide each January, according to a new... (Read More)

Identity theft is a fast-growing type of crime. Are you doing enough to protect yourself? Here are some simple yet effective ways to help prevent someone from stealing your personal information. Carry as little information as possible with you... (Read More)

The appraisal is an important part of the home buying process. But what happens if an appraisal comes up short of the agreed-upon selling price? Here's an example: A home is listed for sale at $350,000. It's a multiple bidding situation, so you... (Read More)

Have you been thinking about refinancing? Millions of Americans are saving money by refinancing their homes at today's historically low mortgage rates. Think refinancing is too complex, costly and/or time consuming? Not sure if you would even... (Read More)